Terms and Conditions

Effective Date: June 1, 2025

1. Agreement to Terms

By accessing or using Captalks.io, you agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use immediately. These terms apply to all visitors, users, and clients of our platform.

2. Services Description

Captalks provides capital intelligence, business growth strategy, and advisory services including but not limited to: Capital Readiness Reviews, Growth Strategy Audits, Market Intelligence Reports, Expansion Planning, and Strategic Connection Services. All services are for informational and advisory purposes only.

3. Not Financial or Legal Advice

The information, reports, and recommendations provided by Captalks do not constitute financial, legal, investment, or accounting advice. You should consult qualified professionals before making any financial or business decisions. Captalks is not a registered investment advisor, broker-dealer, or financial institution.

4. No Guarantees

Captalks does not guarantee any specific business outcomes, funding results, or growth rates. All insights and recommendations are based on available information and professional analysis. Results may vary based on market conditions, business execution, and other factors outside our control.

5. Client Obligations

Clients agree to: provide accurate and complete information, use services only for lawful purposes, maintain confidentiality of proprietary methodologies, and not reverse-engineer or reproduce our reports for commercial use without written consent.

6. Intellectual Property

All content on Captalks.io, including reports, frameworks, methodologies, and visual designs, is the intellectual property of Captalks. Clients receive a limited, non-transferable license to use deliverables for their own business purposes only.

7. Limitation of Liability

To the maximum extent permitted by law, Captalks shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid for the specific service in question.

8. Governing Law

These terms are governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration.

9. Contact

For questions about these terms, contact: legal@captalks.io